DWI Accidents

Auto Accidents – What You Need To Know!

Cases arising out of automobile accidents are by far the most common type of personal injury case in our court system today. This is not surprising, given that every 10 seconds, someone the United States is involved in a car accident, according to the National Highway Traffic Safety Administration. These cases are typically governed by the law of negligence. Generally, people who operate automobiles must exercise “reasonable case under the circumstances.” A failure to use reasonable care is considered negligence. A person who negligently operates a vehicle may be required to pay for any damages, either to a person or property, caused by his or her negligence. The injured party, known as the plaintiff, is required to prove that the Defendant was negligent, that the negligence caused the accident, and that the accident caused the Plaintiff’s injuries. If you have been involved in an auto accident, you must not hesitate to seek legal counsel from a personal injury attorney experienced in these type cases.

As with other types of accidents, figuring out who is at fault in a traffic accident is a matter of deciding who was negligent. In many cases, your instincts will tell you that a driver, cyclist or pedestrian acted carelessly, but not what rule or rules that person violated. Fault issues can be complicated, and an experienced attorney will look to a number of sources, such as police reports, state traffic laws, and witnesses to help you determine who was at fault for your accident.  However, time is critical. Evidence disappears. Witnesses move. You must act quickly to preserve evidence.


Damages:

Generally, an individual injured in an auto accident may bring a claim or lawsuit to recover money for property damage, medical costs, lost wages, physical pain and suffering. Litigation involving auto accidents can be extremely complicated. Retaining an experienced lawyer, familiar with auto accident damages, will place you in the best position to receive the recovery that you deserve.

Dos & Don’ts:

Do call your insurance agent as an accident takes place. Your agent is more likely than your insurer to explain requirements and help you with a claim under your own policy.

Do review and understand your coverage before talking to your insurer or your agent. Read the “Coverage” and “Exclusion” sections of your policy in particular.
Do not give recorded statements to anyone until you have talked to an attorney!

Uninsured or Underinsured Motorist Insurance:

Many drivers ignore motor vehicle insurance requirements, cannot afford to purchase insurance, or carry insufficient insurance. Uninsured motorist coverage is a form of insurance that pays for bodily injury that results from an auto accident with a driver who is legally responsible for the injuries, but has no liability coverage. Underinsured motorist coverage pays for property damage and bodily injury that results from an auto accident with a driver who has liability insurance with limits that are lower than the injured party’s damages. If you have been involved in an auto accident with an uninsured or underinsured driver, it is important that you contact an experienced personal injury law firm immediately so you do not waive valuable legal rights under your own insurance policy.

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