Do Not Be Tricked By Greedy Insurance Company Tactics


If you have been involved in an auto accident, do not state any insurance adjuster, including an adjuster from your own insurance company. Adjusters are highly trained to save their own insurance company money at any cost. Adjusters may seem friendly, but they are NOT on your side. Their sole objective is to assure you get the least amount of money for your injury and property damage claim. You should never state how the accident happened or what injuries you sustained without an attorney by your side to warn you about trick questions. The adjuster’s first goal is to get you to admit to some fact which may prove you were somehow partially responsible for causing the accident. Why? Because in Texas, your proportionate negligence will lower your damages received from other responsible parties. For example, if a jury finds you 10% at fault, your damages (property and personal injury) are lowered by that proportionate amount of negligence. So, insurance will reduce your $100,000.00 claim to just $50,000.00 if a jury finds you 50% at fault.

 The adjuster’s second primary goal is to get you to admit to limited areas of injury. For example, your entire body may hurt, but your neck hurts the most. The adjuster asks you what areas of your body were injured, and you only mention your neck when your lower and middle back hurt as well. Guess what? Regardless of future treatments, the initial statements you make limiting your injuries to your neck will probably limit your damage recovery to only your neck. Not fair, but a real possibility.

Do not be tricked by cheap insurance company tactics. For example, if you have been injured in a car accident, you need an experienced, aggressive attorney by your side to advise you and protect your rights.

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